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You can reach the Private Student Loan Relief Helpline by calling: 1-866-530-9946.

While this company does charge a fee for their service, talking to them over the phone is free, and you should be able to get at least some basic information from their experts without having to spend any money.

Consolidation is the process that allows you to combine multiple student loans into a brand new loan, with a new interest rate, new repayment schedule and new monthly payment.

The way it works is that the company who consolidates your loan pays off your old loans, then issues you a new one with entirely different terms.

In 2016, there are literally hundreds of companies offering to consolidate private student loans, but before you choose to consolidate your private student loan debt, make sure to take this important fact into account: many of the companies offering low interest consolidation programs are a total scam.

This is especially true many of the smaller, mom and pop type companies you’ve never heard of, but who will contact you offering to refinance and consolidate your loans at a low interest rate, no matter how poor your credit score might be.

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