Certain restrictions, underwriting guidelines, credit scores and debt-to-income requirements apply and vary from loan to loan.
Our mortgage loan specialist can help you guide you through the construction financing requirements then offer solutions for permanent financing upon completion.Extended repayment periods keeps your monthly obligation affordable.A basic unsecured loan requires a household income of ,500 or less and can be used for dozens of projects including siding, septic, furnace, landscaping, countertops, decks, foundation, garage expansion and more. The Energy Incentive Loan also provides unsecured credit for up to ,000 and terms to 10 years with no income restriction.Thinking about refinancing your existing mortgage, but don’t know if now’s the right time?If you’re looking to change the term of your mortgage loan, reduce the interest rate on your mortgage loan, or consolidate multiple mortgages, contact a Fidelity Mortgage Specialist for details. Our online Pre-qualification Application helps you estimate the mortgage you can qualify for based on the financial information you provide!Maximum Loan-to-Value is 80% of the property's appraised value. Contact a Fidelity mortgage specialist at (940) 763-2100.Thinking about adding on to or remodeling your home?Requires appraisal based on plans and specifications for final improvements.For more information, contact one of our mortgage specialists at (940) 763-2100.Fidelity Bank offers fixed rate conventional loans with 30, 25, 20, 15 and 10-year terms. Maximum loan amount is 7,000 and mortgage insurance is required on loan-to-values greater than 80%.For current rates, contact a Fidelity Mortgage Loan Specialist at (940) 763-2100.