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As our credit cards are provided by Bank of Ireland UK, you can't transfer balances from any other credit card you hold that is provided by Bank of Ireland UK.

If applicable, to benefit from the 0% interest period, this must be done within the first three months of taking out the credit card.

Yes, you'll be charged a 2.99% handling fee when you withdraw cash – the minimum fee is £3. There are charges for: Your account will be automatically credited every 3 months in March, June, September and December each year with the cashback amount you have earned over the 3 months.

There is, we'll tell you what this is when you complete a balance transfer request. It'll show as a credit on your monthly statement as "Rewards Cashback".

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Yes, you can earn cashback on all purchases, however the amounts vary: Eligible retailers are service stations with fuel facilities that are identified by the Merchant Category Codes 5541 or 5542 – this includes BP, Tesco, Esso, Murco, Shell, Sainsbury's, Texaco, Asda, and Morrisons.

Items such as food, bought in the forecourts will also earn you cashback.


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