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We spent over 60 hours researching dozens of cell phone service providers to find the best ones.Verizon Wireless is our top pick thanks to its strong network performance.Though we wouldn’t quite call it a budget plan, Verizon’s individual plan is a decent mid-tier option.

Also, Tracfone's plans have different allowances for calling minutes and texts.

Its Unlimited 55 plan gives customers ages 55 and older a discount on the T-Mobile ONE unlimited plan for up to two lines – instead of 0 for two lines, it costs for the same service.

Though this discount is restricted to two lines, only the primary account holder has to fit the 55 requirement.

That was intentional -- I wanted to keep the manageable to peruse -- but those readers had a good point.

Carriers like US Cellular, C Spire and Total Wireless have a wide range of prepaid plans, many of which undercut the big kids on the block.


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